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FoneApp is the brainchild of JPM Group and its associate companies, an ecosystem with combined core competencies in IT and Fintech by a group of business professionals who raced for personal achievement.  Founded and led by Mr. JP Chin since 1994, the Group comprises a stellar team of established professionals who are each accomplished individuals in their own right with years of experience and expertise in building and growing businesses within the region. With FoneApp, the Group aims to propagate a thriving community of consumers that performs natural spending with participating Merchants (both online and in physical outlets) on a safe, secure and efficient digital transaction platform, enabling both parties to enjoy perpetual and unlimited rewards together. Latest venture is JPM Lamoda (Premium Merchandise).