Executive, Auto Loan Sales

Hong Leong Bank
Full Time
Application ends: June 30, 2024
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Job Description

If you are looking to excel and make a difference, take a closer look at us…

We are currently looking for talents to:
 
Functional (job responsibilities)

  • Meet sales target by securing new quality loans in line with Management decision on the portfolio mix of products and customers;
  • Maintain good business relationship with internal and external stakeholders;
  • Ensure documents for loan application received from dealer / customer are in accordance to guidelines requirement;
  • Ensure authentication of identification, income and vehicle documents;
  • Ensure consent is given by customer before proceeding further on the loan applications;
  • Interview applicant and conduct thorough KYC;
  • Perform data entry in LOAD$ system and ensure data keyed in is complete and accurate;
  • Perform CTOS enquiry;
  • Perform credit recommendation or write up to the loan application;
  • Constantly update dealers on the status of cases submitted on a daily basis;
  • Ensure timely issuance of Letter of Undertaking to dealer and follow up on the execution of HP Agreement and other related documents;
  • Serve Product Disclosure Sheet (PDS) and brief customer on the content of HP Agreement and witness the executive of the Agreement compliance;
  • Investigate and follow up on cases that have been delayed for approval and disbursement;
  • Prepare proposal for panel dealership and other facilities applied by panel dealers;
  • Conduct site visits when required;
  • Additional responsibility on ad hoc duties as assigned by Management at all times.

Managerial (team/group responsibilities)

  • Act as a buddy to new joiners and assist / provide guidance as when needed

Organizational (organizational responsibilities)

  • Develop and manage the relationships with car dealers;
  • Cross-sell efforts to provide referrals and leads for Hong Leong Group of companies;
  • Adhere to department Standard Operating Procedures (SOP) in complying with audit, compliance and regulatory guidelines.

Do you have what it takes? We are currently looking for talents who have :-

  • Malaysia Citizen;
  • Candidate must possess at least a SPM/&#; Level, Higher Secondary/STPM/&#; Level/Pre-U, Diploma, Advanced/Higher/Graduate Diploma, Business
  • Studies/Administration/Management, Commerce, Marketing or equivalent;
  • Good verbal and written communication skills in both English and Bahasa Malaysia;
  • Good communication and interpersonal skills to build business relationships with customers and car dealers;
  • Applicants must have own transport;
  • Strong selling and negotiation skills;
  • Excellent in adaptability & execution skills;
  • Fresh graduates or with minimum 1 year of working experience in Banking or Auto industry.